Expert Credit Analysis & Repair

The negative effects of bad credit are many including higher interest rates on loans, inability to get financing, higher insurance premiums, and much more. Consumers find some 13 million inaccuracies on their credit reports each year. For this reason, the Fair Credit Reporting Act (FRCA) was passed to promote the accuracy of information in your credit report. This law requires credit reporting agencies to research any disputes and respond within 30 days. Home Destinations will dispute all negative, inaccurate credit reporting. If the credit reporting agencies do not respond with proof that the reporting is correct within 30 days, they must permanently remove the negative information from your credit report! We actively dispute negative, inaccurate reporting on a monthly basis to improve your credit score.

When everyone else said it couldn’t be done, Holly got it done

I have been working with Holly for several years now and there is nobody else I will work with for mine and my clients’ credit repair needs. Back in 2012, I was a victim of a car loan scam. I went from an 810 credit score down to 560 literally overnight. I had 4 repossessions on my credit report and nobody would finance me for a vehicle. They told me it would take years to clean up my report from the damage that was done from this. Holly took it off in 30 days!!! When everyone else said it couldn’t be done, Holly got it done. She is super knowledgeable, friendly and always over delivers. Go with Holly. You won’t be disappointed!

Joie Polimeda